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Accounts Access Search

Features

Term

180 days

Amounts

Minimum amount: 5,000 MZN

Renewal

Not applicable

Top-up deposits

Not applicable

Early Withdrawal

Partial or total early withdrawal is allowed at any time during the term of the Term Deposit, with a penalty of the interest due during the month in progress.

Interest Payment

interest paid monthly and credited to the Term Deposit account for capitalisation

Access the Smart IZI App wherever you are and follow the instructions:

  • From the main menu, select the option Mais (More), then Term Deposit;
  • Choose Smart Deposit and click on the continue button;
  • Select the current account to associate and insert the amount to apply;
  • Confirm the conditions, and it’s done.

You must be an individual Customer and holder of a Current Account in MZN at Millennium bim. Subscribe to the Mobile Banking channel and get access to the IZI Smart App.

Fixed interest rate depending on the amount/grade
For details, please refer to the STANDARD INFORMATION SHEET

Guarantee of the full amount payable at maturity, or in the event of early withdrawal.

Useful Documentation
FINDP Smart
Interest Rate: The Gross Annual Nominal Rate (TANB, in Portuguese) is subject to change under market conditions.​​
Tax regime : Income from Deposits is subject to tax withholding of stamp duty at a rate of 10% (IRPS code Law No. 33/2007 dated 31 of December).
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