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Benefits

Low monthly instalments

Lower debt service with the possibility of contracting a residual value to be settled at the end of the contract (optional).

Flexibility

Flexible set up terms, initial entry and residual value.

Possibility of assignment of the contractual position

During the contract period and it implies the payment of a fee provided for in the Schedule of Charges.

A process organisation fee and a contract change/reformulation fee, previously defined by the Bank, will be charged.

To subscribe for the Real Estate Leasing, visit any Millennium bim Branch.

An index interest rate, applicable as of the date of granting the corresponding facility will be charged, with an additional spread established at the Credit Risk level.

The contract allows the Customer to use the real estate temporarily, against a lease payment for a certain period. At the end of the period, you will have the option to proceed with real estate purchase with the payment of the residual value.

Features
Financing Amount
Financing Amount
Up to 60% of the value of the Property valuation.
Term
Term
Min: 7 years Max: 20 years.
Initial Entry
Initial Entry
From 40% of the Property value.
Residual value
Residual value
Minimum 2% and Maximum 10%.
Currency
Currency
Metical (MZN)
Guarantees
Guarantees
Security in the contract and additional guarantees may be requested.
Associated insurance
Associated insurance
Multi-risk Housing, Construction Works and Life Insurance.
Early Settlement
Early Settlement
Early, total or partial settlement allowed, subject to penalty on the outstanding capital.
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