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Benefits

Term

From 5 up to 20 years.

Interest rate

Variable with attractive spread.

Instalments

Payable in arrears.


Condições de Utilização

A process organisation fee and a contract change/reformulation fee, previously defined by the Bank, will be charged.

To subscribe for the Housing Loan, visit any Millennium bim Branch. 

An index interest rate, applicable as of the date of granting the corresponding facility will be charged, with an additional spread established at the Credit Risk level.

Features
Financing Amount
Financing Amount
Up to 60% of the property value.
Term
Term
Min: 60 months Max: 240 months.
Interest rate
Interest rate
Rate indexed to PSFS (Financial System Prime Rate), ensuring an income adjusted to market conditions at each moment.

Reimbursement amount

Reimbursement amount
Monthly capital and interest instalments, the first instalment after 30 days will be due after the availability of funds or on a date agreed previously between the Bank and the Customer.
Early Settlement
Early Settlement
Early, total or partial settlement allowed, subject to penalty on the outstanding capital.
Guarantees
Guarantees
First-degree mortgage consisting of the property itself and blank Promissory Note.
Insurances
Insurances
Life Insurance and Multi-risk Insurance.
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