Financial Inclusion for All
Basic Account
Benefits
Flexibility
No minimum opening amount
Digital Channels
Immediate access to Mobile Banking, Internet Banking and Millennium bim Telephone Banking
Associated products
Diversified savings options, solutions and much more.
Features
Maximum account balance
Maximum permitted balance of three minimum salaries in the banking sector equivalent to 57,700 MZN
Permitted transactions
- Payments,
- Balance enquiry,
- Transfers,
- Withdrawals,
- Deposits,
- Cross-border family remittances.
How do I open an account?
- Present a valid national ID document that can be obtained with your full name, date of birth, gender, type, number, place, date of issue and expiry date;
- In the absence of a valid identification document, the account can be opened with the authorisation of two witnesses;
- You must also provide your home address, mobile phone number and NUIT.
Free of charge operations
For transactions made through electronic channels:
- The first three ATM and POS balance printouts per month within the country;
- The first three NUIB, NIB or IBAN printouts per month at an ATM or POS within the country;
- The first three printouts per month of mini-extracts and ATM or POS movements;
- The first two transfers per month up to a limit of 1,000.00 MZN (Thousand Meticais);
- The first three ATM or POS withdrawals per month within the country.
For an operation carried out over the branch counter:
Cash withdrawals up to a limit of 3,000.00 MZN (Three Thousand Meticais) per month.
Specific Conditions 