Simple and Economical way to protect your employees

Personal Accident Insurance

Beneficiaries or legitimate heirs of the policyholder will be paid the contracted sum for the death of the Policyholder as a result of an accident.

Risk of Total and Permanent Disability

Payment to Guaranteed Capital Policyholder as a result of an accident occurring within two years of the date of the accident, immediately or within 2 years of the date of the accident.

Death or permanent disability

If the policyholder dies within two years of the date of the accident, the death compensation shall be deducted from the amount of the permanent disability compensation which may have been attributed or paid for the same accident.

Optional Cover

Total Temporary Disability for hospitalization (with or without intensive care).
Treatment and repatriation expenses.
Funeral costs.

How to purchase

To subscribe for this insurance, visit any Mllennium bim branch.

Age Limit for Subscription

Ages between 15 and 65 years old, with maximum age up to 65. After the age of 60 only death, treatment and funeral cover will remain applicable.

Costs

Example as follows: Insurance for an Option A contributor, priced at 99.19 MT / month. In the first premium receipt, the cost of the policy of 30,00 MT + Legal Charges.

Cover	Op. Capital A	Op. Capital B	Op. Capital C	Op. Capital D
MITP⁽¹⁾	MITP⁽¹⁾	150.000,00 MT	300.000,00 MT	750.000,00 MT	1.5000.000,00 MT
DTR⁽²⁾	DTR⁽²⁾	15.000,00 MT	30.000,00 MT	50.000,00 MT	50.000,00 MT
DF ⁽³⁾	DF ⁽³⁾	7.500,00 MT	15.000,00 MT	37.500,00 MT	50.000,00 MT
ITHSI ⁽⁴⁾	ITHSI ⁽⁴⁾	150,00MT	300,00MT	750,00MT	1.500,00MT
ITHCI ⁽⁵⁾	ITHCI ⁽⁵⁾	300,00MT	600,00MT	1.500,00MT	3.000,00MT

Insurance that is aimed at guaranteeing the susceptible risks that the person may be affected by, in their life, health or physical integrity.

This is defined as a sudden, fortuitous, unforeseen and abnormal event, due to the action of an external cause and against the will of the Policyholder, Insured or Beneficiary.

Document that holds the Insurance agreement between the Policyholder and the Insurer, which contains the respective general and special, if any, agreed conditions and particulars.

Price due by the Policyholder to the Insurer in return for the obligation assumed by the Insurer to pay compensation or to provide certain capital in the event of a claim related to the risk covered.

An event or series of events provided for in the Insurance agreement, the verification of which allows the policy guarantees to be triggered as set forth therein.

Amount that, in the event of a claim, shall be borne by the policyholder and stipulated in the Policy.

Simple and Economical way to protect your employees

Features

Cover

Definitions of Terms (Questions)