Board of Directors
President
Postgraduate in Finance, specializing in Financial Institutions, Degree in Economics from the Faculty of Economics of Porto, Master's in African Studies/Management at ISTEC and applied to ongoing training.
Currently the president of the Board of Directors of Millennium bim (Mozambique), since 2024, and a member of the bank's Executive Committee, Moisés Jorge embarked on his career in 1991 at FDO - Empresa de Construção Civil in Braga. In 1993, he moved to Gomes do Monte Construções - Póvoa de Varzim.
Joined the Millennium BCP Group in 1994 in Portugal, working in several departments in preparation for the installation and start-up of Millennium bim. In Mozambique, he was the Client Manager (1995-1997), Commercial Director of Private Banking (1998 - 2000), Quality Director (2001), Quality Director and Recruitment and Training, Integration and Career Development Director (2001-2003). Between 2003 and 2006, he rejoined BCP in the Quality, Corporate, Private Banking and Operations Divisions.
Back to Mozambique, he served as Corporate Coordinating Director between 2006 and 2015, building solid relationships with corporate and institutional clients. Between 2015 and 2024, he joined the Board of Directors of Millennium bim, with main duties in the Corporate segment, Physical Security Department and Credit Recovery Department.
1st Vice-President
Nuno Manuel da Silva Amado has a degree in Business Organization and Management from the Instituto Superior das Ciências do Trabalho e da Empresa (ISCTE) and Advanced Management Program at INSEAD, Fontainebleau.
He began his career in 1980, at KPMG, in the Audit and Consulting Department. From 1985 to 1990, at Citibank Portugal, he was Financial Controller, Treasurer and Head of Financial Markets. From 1990 to 1992, he was Advisor to the Board of Directors (CA) of BFB Leasing and Secretary General of BFB. From 1993 to 1997, he was a member of the Board of Deutsche Bank Portugal. From 1997 to 2004, Member of the Executive Committee (EC) of BCI. From 1997 to 2006, member of the EC and the Board of Banco Santander de Negócios Portugal. From 2000 to 2004, he is a member of the Board of Crédito Predial Português and of Banco Totta & Açores. He held the positions of Vice-President of the EC of Crédito Predial Português and Banco Totta & Açores. From 2005 to 2006, he was Vice-President of the EC and member of the Board of Directors of Banco Santander Totta. From 2006 to 2012, General Manager and Member of the Management Committee of Banco Santander Central Hispano, Vice-Chairman of the Board and Chairman of the EC of Banco Santander Totta. He also held the position of Vice-Chairman of the Board of Directors and Chairman of the Board of Directors of Banco Comercial Português, S.A., from 2012 to 2018, having been reappointed and elected Chairman of the Board of Directors for the current term of office 2018-2021.
He also holds the positions of Chairman of the Board of Trustees of Fundação Millennium bcp, Vice-Chairman of the Supervisory Board of Bank Millennium, S.A. (Poland), member of the Advisory Board of the Forum for Competitiveness and member of the Board of Business Roundtable Portugal. He is 1st Vice-Chairman of the Board of Directors of BIM – Banco Internacional de Moçambique, S.A. having been reappointed on 24 March 2021 for the current term.
2nd Vice-President
With a degree in Business Administration and Management from Universidade Católica Portuguesa, he commenced his career in 1990 at Banco Comercial Português, specializing in primary market bond issuance and project analysis. By 1992, he had ascended to the role of Marketing Director at Nacional Factoring, part of Banco Comercial Português, subsequently transitioning to Crédibanco, another entity within the same conglomerate. During this tenure, he was instrumental in strategic projects focused on operational establishment, including comprehensive business plan formulation, the specification of IT requirements for business expansion, and the development of detailed communication strategies. Between 1994 and 1997, he held dual roles as Marketing Director and Director of Planning and Risk. He rejoined Banco Comercial Português in 2000 as Corporate Marketing Director and, from 2003 to 2010, served at Bank Millennium SA in Poland. There, he assumed critical responsibilities in financial oversight and strategic planning, ultimately holding the positions of Director of Financial Control and Director of Planning.
Between 2011 and 2015, he served as CFO and member of the Board of Directors at Millennium SA in Romania, overseeing planning, accounting, risk management, compliance, and audit functions. In 2015, he returned to BCP, assuming the role of Coordinating Director of the Internal Audit Department. Starting in 2018, he also took on responsibilities at Banco Internacional de Moçambique, SA, as a member of the Audit Committee.
Board Member
Degree in Business Organization and Management from the Instituto Superior das Ciências do Trabalho e da Empresa (ISCTE), Senior Business Management Program (PADE) – AESE, Advanced Staff Training Program – INSEAD
Currently a member of the Board of Directors and Chairman of the Remuneration and Welfare Board of BIM – Banco Internacional de Moçambique, S.A., he began his professional career in 1987 in the Commercial and Financial area of SMEs in the industrial sector. In 1990, he joined Banco Português do Atlântico, S.A. In 1996, already at Banco Comercial Português (BCP), he participates in the teams for integrating BPA into BCP. In 1997 he was responsible for the Marketing Department of Empresas BCP, S.A. In 1999 he was Coordinating Director of NovaRede (Retalho Sul) and member of the Management Committees at Banco de Portugal., and C.E.O. of the company Managerland, SA, in 2001. General Director of BCP, member of the Executive Committee for Retail, responsible for the Innovation and Commercial Promotion Department, Director of the company Millenniumbcp Gestão de Fundos de Investimento, SA, Chairman of the Board of Directors of the company Millenniumbcp Teleservices, SA and EC Member of CISP in 2005. Manager of AF Internacional, SGPS Sociedade Unipessoal, Lda. and Chief of Staff of the Chairman of the Executive Board of BCP, SA in 2007. Chairman of the Board of ActivoBank, SA in 2009. Chairman of the Board of Banco Investimento Imobiliário, SA in 2012. Member of the General and Supervisory Board of Portugal Capital Ventures-Sociedade de Capital de Risco SA and Chairman of the Board of Directors of Banco Millennium Angola, SA in 2012.
He has been a member of the Board of Directors of BCP, S.A. since 2009, having been reappointed in 2018, assuming the role of 3rd Vice-Chairman of the Board of Directors and Chairman of the EC (CEO).
He also holds the positions of Vice-Chairman of the Board of Trustees of Fundação Millennium bcp, Manager of BCP África, SGPS, Lda., Chairman of the Board of ActivoBank SA, member of the Supervisory Board of Bank Millennium, SA (Poland), Vice-Chairman of of the Board of Directors of Bank Millennium Atlântico, SA (Angola).
Board Member
He is a PhD candidate in African Studies at the University Institute of Lisbon – ISCTE-IUL, Graduated in Management Informatics at the Instituto Superior Politécnico e Universitário, Post-Graduate in Management Information at the Faculty of Economic and Business Sciences – Catholic University of Portugal, Post-Graduate in Consulting and Project Management, Department of Science and Technology at the Universidade Autónoma de Lisboa.
Member of the Board of Directors since 2012 and Member of the Audit Committee since 2018 at BIM. He has been Chairman of the Board of Directors of Seguradora Internacional de Moçambique since 2016. Chairman of the Board of the General Meeting of the Associação das Seguradoras de Moçambique since July 2021. He began his professional career as an IT Technician, responsible for Equipment Management at the company SAGE in 1992. Telecommunications Equipment Technician in the Operations Department, Director of the Network Management Department and later as Senior Technician in the Information Systems Department, at TDM, EP in 1995. Consultant and Project Manager at the Technical Unit of Reform of the State Financial Administration (UTRAFE), headed the Division of the Project for the Implementation of the State Financial Administration System (eSISTAFE) – Ministry of Planning and Finance in 2002, having coordinated the moderation of the Seminar on “Information and Communication Systems in the Public Sector” within the scope of the disclosure of the State Financial Administration Reform, together with the National Commission al of the Informatics Policy in 2003. He was a Project Management Consultant at the Center for the Development of Financial Information Systems (CEDSIF) - Ministry of Finance in 2010.
He served as Advisor to the Secretary General and Ministers in the Presidency, Advisor for Parliamentary Affairs, Advisor for Parliamentary, Municipal and Provincial Assemblies, and Advisor for General Affairs to the Civil House of the Presidency of the Republic (since 2005).
Vice-Chairman of the Board of Directors at Fundo de Fomento Pesqueiro / ProAzul since 2012 and, interim, Chairman of the Board of Directors in 2018.
Board Member
Degree in Agronomy, Guidance in Rural Engineering from Eduardo Mondlane University (UEM), Master in Rural Development from the same University and Master in Oil and Gas Business Management at Instituto Superior de Ciências e Tecnologias de Moçambique (ISCTEM).
He started his professional career at Action Aid, as Senior Supervisor of the Livestock Repopulation Project, in a cash credit model, in Pebane and Maganja da Costa in Zambézia, from 1999 to 2000. At World Vision he held the positions of: (i) Senior Assistant for Agriculture in the Agriculture and Natural Resources Management Program in Nampula (2000 - 2001); and (ii) Counterpart of the Group Development Specialist in the Food Security and Livelihoods Program (OVATA) in Zambézia (2001 - 2003) as well as (iii) Coordinator of the OVATA Program in the district of Namarroi. At Oxfam GB he held the position of Monitoring and Evaluation Officer for the development program in Niassa (2002 - 2004) and was later appointed General Coordinator of the Oxfam GB Program in Niassa (2004 - 2005). From 2005 to 2007 at CUSO Mozambique, he was Program Assistant, where he provided direct advice to the Country Representative in the entire National Program, in the components of institutional capacity building, microfinance and social programs. From 2007 to 2014, he held various positions at the Foundation for Community Development (FDC) from the position of Manager of the Food and Nutrition Security Area (2007 - 2008); Planning, Research and Evaluation Manager (2008 - 2009) up to the position of Program Director, leading all the foundation's integrated programs (2009 - 2014). From 2014 to date, he joined the Instituto de Gestão das Participações do Estado (IGEPE), as Director of Investments, having been appointed at the end of his second year of service to the position of Director of Control of Affiliates, an area that oversees the planning, supervision and control of all companies in the state business sector. In addition to this role, he is a Non-Executive Director at Millennium BIM, Ifloma and Hotel Cardoso, representing the State. He was a member of the Extinction Committee of Maputo Sul, E.P, and was Chairman of the Investment, Risk and Debt Management Committee of EDM, E.P. He is currently (i) a member of the Risk Assessment Committee of Millennium BIM; (ii) member of the Investment, Risk and Debt Management Committee of EDM, E.P and Chairman of the Liquidation Committee of EMEM, S.A.
Board Member
Graduated in Economics at Eduardo Mondlane University and Postgraduate in Business Management and Administration at ISCTE Business School (Portugal) in partnership with ISPU – Universidade a Politécnica.
Since 2015, Member of the Board of Directors and Executive Committee of Millennium bim (Mozambique), Liliana Marisa Catoja da Costa Lemos, began her professional career as Senior Analyst of the Credit and Syndication Unit of BIM Investimentos SARL in 1999, having also worked in partial as a Lecturer at the Faculty of Economics at UEM. And she did an internship in the areas of Corporate Finance and Capital Markets at Millennium BCP Investimento in 2008. In the Millennium BCP Group since 1999, she was appointed Deputy Director of Investment Banking in 2004 and in 2010 Director of Credit at Millennium bim.
Board Member
Graduated in Banking Management from ISGB, he has training in Internal Control in Banking from Católica Lisbon Business & Economics, Advanced Training in Risk Management from IFB and Internal Control and Audit, IPAI, Audit for Internal Auditors from KPMG.
Since 2020, Member of the Board of Directors and Executive Committee of Millennium bim (Mozambique), José Artur Gouveia Coelho Caetano began his career in 1989 as a Technician in the Operations Department and in 1992 he was part of the Support Office for the Bank's Board of Directors Comercial Português, SA. In the Millennium BCP Group since 1989, he was appointed in 2000 Deputy Director, was at Cidadebcp, Systems and Telemarketing Department, Contact Center Department, Direct Banking Department at Millennium BCP and already in Mozambique Commercial Director in 2011 and Coordinating Director of the commercial networks of Private Banking, Prestige and Companies in 2013.
Board Member
Degree in Economics from the Faculty of Economics of Porto and an MBA from the IESF at the Institute of Higher Financial and Tax Studies.
Since 2020, Member of the Board of Directors and Executive Committee of Millennium bim (Mozambique), Albino António Carneiro Andrade began his career in the financial sector in 1987 as a technician in the financial, organization and management of human resources at Banco Português do Atlântico, SA Where in 1989 he was appointed Business Segment Manager, 1991 Director of the Direct Marketing and Research Department and in 1998 he was appointed Director – Linha Atlântico (Telefónica Banking). He held the position of Director at Credibanco of Banco de Crédito Pessoas, SA in 1998. In the Millennium BCP Group since 2000, he was appointed in 2006 Vice-President of the Surveillance Council of Banque BPC, SAS (France).
Board Member
He holds a degree in economics from the Faculty of Economics of the Universidade Nova de Lisboa (FEUNL) and a postgraduate degree in Business from the Association for Higher Business Studies (AESE), in collaboration with IESE – Institute for Higher Business Studies at the University of Navarra.
He was CFO Director at Hidroeléctrica de Cahora Bassa (2003 - 2007), Executive Director - CFO at Caixa Geral de Depósitos, SA (2012 - 2016), Director (non-executive) at BCI - Banco Comercial de Moçambique, SA and President (non-executive) of the Board of Directors of Banco Caixa Geral, SA Spain (2013 - 2016). On 9 January 2017, he was co-opted by the Board of Directors to perform the duties of Member of the Board of Directors and Vice-Chairman of the Executive Committee of Banco Comercial Português, SA, until the end of the mandate (2015/2017), having been reappointed in these positions on 30 May 2018 for the 2018/2021 term, from 17 July 2018 to 17 February 2020 he was Chairman of the Audit Committee of BIM and from 20 June 2017 to 2 November 2021 - Chairman of the Board of Directors of Banque Privée BCP (Suisse) He is currently a Member of the Board of Directors and Member of the Remuneration and Welfare Board (reappointed on 03/24/2021), Chairman of the Appointments and Remuneration Committee, elected on ….. … of BIM - Banco Internacional de Moçambique, SA
Board Member
Degree in Economics at the Catholic University of Portugal, Master in Operations Research (academic part) at Instituto Superior Técnico (Lisbon), Master in Economics at Université Catholique de Louvain (Belgium).
Currently Member of the Board of Directors and Chairman of the Audit Committee, Member of the Appointments and Remunerations and Risk Assessment Committees of BIM – Banco Internacional de Moçambique, SA He began his career in the financial sector as a financial services consultant at Banco Português do Atlântico, Banco Nacional Ultramarino, Banco Espírito Santo, Manufactures Hannover Trust from 1982 to 1989. In 1989 he was responsible for the areas of risk control, ALM, research on financial markets and capital markets in the Financial Department – BPA, SA He was Advisor to the Chairman of the Board National Plan in 1990. Member of the Board of Directors of Corretora Atlântico - Soc. Financeira de Corretagem SA and of Servimédia – Sociedade Mediadora de Capitals, SA and Chairman of the Board of Directors of Servimédia - Sociedade Corretora SA in 1993. Responsible for the Asset Management Department and Liabilities of BPA in 1995, and of BCP in 1998. Responsible for the “Year 2000” project of the BCP Group in 1999 and for the design, development and launch creation of the banking website “cidadebcp” in 2000 at BCP, SA Coordinator of the Investment Products Unit – BCP, SA in 2002. Group Risk Officer of BCP, SA in 2003. Member of the Board and appointed Member of the EC of BCP, SA in 2015, responsible, among others, for the areas of risk and compliance, having been reappointed in these positions in 2018. He has been a member of the Board of Directors of Banque Privée BCP (Switzerland) since 2018.
Board Member
Degree in Economics from the University of Coimbra, graduated in Public Finance Management and on strengthening fiscal institutions and fiscal risk management – IMF Institute, graduated in State Protocol and Project Management.
She started her professional career as an Intern at the Lisbon and Porto Stock Exchanges in 2001. From 2001 to 2002 she worked as a Financial Settlement Technician at Interbolsa (Central de Valores Mobiliários) in Porto, Portugal. She also worked as a Public Debt Technician in the National Directorate of the Treasury of the Ministry of Planning and Finance of Mozambique.
She held the positions of Deputy National Budget Director of the Ministry of Finance of Mozambique from 2010 to 2012. Chairman of the Board of Directors of the Mozambique Stock Exchange, with executive powers for the management of the institution and development of the stock exchange, from 2012 to 2016 . Director of the Office of the Wife of the President of the Republic – Presidency of the Republic of Mozambique, in the context of supporting the activities of the First Lady, from 2016 to 2017. She also held the position of National Director of the Risk Management Office of the Ministry of Economy and Finance of Mozambique from 2018 to 2019.
Board Member
Graduated in Business Management from the Faculty of Economics of Porto (FEP), with a Top Management Program from AESE Business School in Lisbon, he started his professional career activity in 1993, in the investment banking area, at CISF-Companhia de Investimento e Serviços Financeiros (now Millennium Investment), where he took part in the structuring and financing of most of the large infrastructure projects developed in Portugal between 1995 and 2005, in addition to participating in several M&A, Corporate Finance, Project Finance and capital markets operations. From 2005 onwards, he integrated and led the Foreign Business Support with the responsibility of monitoring the international operations of the BCP Group. Between 2010 and 2013, he worked as CFO at Millennium bank in Greece, as well as Non-Executive Director at Millennium bank in Turkey. From 2013 to 2016, he was the COO, first at Millennium bank in Romania and then at Milllennium Banque Privée in Switzerland. From 2016, he was in charge of the Retail Recovery Department of BCP in Portugal.
Board Member
Postgraduate course for Operational Directors and training in the area of Corporate Governance, Degree in Information Systems Engineering from Instituto Superior de Engenharia do Porto, Master's Degree in Information Management from Faculdade de Engenharia do Porto (curricular component).
Since 2024, Member of the Board of Directors and Executive Committee of Millennium bim (Mozambique).
With a background in Computer Science and Electrical Engineering, he joined the banking industry through Banco Português do Atlântico (BPA) as a programmer (1990) and Analyst-Programmer (1994). Through ServiBanca (linked to the BCP group), he was responsible for implementing commercial and operational support applications for branches (1997-1998).
As a Millennium BCP employee, between 1998 and 2024, he was Area Director for: a) Digital Channels Development and b) Digital Transformation Office; and Director of the Departments of: a) Internet, Mobile and Branch Applications Development, and b) Multidomestic Competence Centre for Branch and Intranet Applications Development.
