Audit Committee
President
Degree in Economics at the Catholic University of Portugal, Master in Operations Research (academic part) at Instituto Superior Técnico (Lisbon), Master in Economics at Université Catholique de Louvain (Belgium).
Currently Member of the Board of Directors and Chairman of the Audit Committee, Member of the Appointments and Remunerations and Risk Assessment Committees of BIM – Banco Internacional de Moçambique, SA He began his career in the financial sector as a financial services consultant at Banco Português do Atlântico, Banco Nacional Ultramarino, Banco Espírito Santo, Manufactures Hannover Trust from 1982 to 1989. In 1989 he was responsible for the areas of risk control, ALM, research on financial markets and capital markets in the Financial Department – BPA, SA He was Advisor to the Chairman of the Board National Plan in 1990. Member of the Board of Directors of Corretora Atlântico - Soc. Financeira de Corretagem SA and of Servimédia – Sociedade Mediadora de Capitals, SA and Chairman of the Board of Directors of Servimédia - Sociedade Corretora SA in 1993. Responsible for the Asset Management Department and Liabilities of BPA in 1995, and of BCP in 1998. Responsible for the “Year 2000” project of the BCP Group in 1999 and for the design, development and launch creation of the banking website “cidadebcp” in 2000 at BCP, SA Coordinator of the Investment Products Unit – BCP, SA in 2002. Group Risk Officer of BCP, SA in 2003. Member of the Board and appointed Member of the EC of BCP, SA in 2015, responsible, among others, for the areas of risk and compliance, having been reappointed in these positions in 2018. He has been a member of the Board of Directors of Banque Privée BCP (Switzerland) since 2018.
Member
He is a PhD candidate in African Studies at the University Institute of Lisbon – ISCTE-IUL, Graduated in Management Informatics at the Instituto Superior Politécnico e Universitário, Post-Graduate in Management Information at the Faculty of Economic and Business Sciences – Catholic University of Portugal, Post-Graduate in Consulting and Project Management, Department of Science and Technology at the Universidade Autónoma de Lisboa.
Member of the Board of Directors since 2012 and Member of the Audit Committee since 2018 at BIM. He has been Chairman of the Board of Directors of Seguradora Internacional de Moçambique since 2016. Chairman of the Board of the General Meeting of the Associação das Seguradoras de Moçambique since July 2021. He began his professional career as an IT Technician, responsible for Equipment Management at the company SAGE in 1992. Telecommunications Equipment Technician in the Operations Department, Director of the Network Management Department and later as Senior Technician in the Information Systems Department, at TDM, EP in 1995. Consultant and Project Manager at the Technical Unit of Reform of the State Financial Administration (UTRAFE), headed the Division of the Project for the Implementation of the State Financial Administration System (eSISTAFE) – Ministry of Planning and Finance in 2002, having coordinated the moderation of the Seminar on “Information and Communication Systems in the Public Sector” within the scope of the disclosure of the State Financial Administration Reform, together with the National Commission al of the Informatics Policy in 2003. He was a Project Management Consultant at the Center for the Development of Financial Information Systems (CEDSIF) - Ministry of Finance in 2010.
He served as Advisor to the Secretary General and Ministers in the Presidency, Advisor for Parliamentary Affairs, Advisor for Parliamentary, Municipal and Provincial Assemblies, and Advisor for General Affairs to the Civil House of the Presidency of the Republic (since 2005).
Vice-Chairman of the Board of Directors at Fundo de Fomento Pesqueiro / ProAzul since 2012 and, interim, Chairman of the Board of Directors in 2018.
Member
Degree in Economics from the University of Coimbra, graduated in Public Finance Management and on strengthening fiscal institutions and fiscal risk management – IMF Institute, graduated in State Protocol and Project Management.
She started her professional career as an Intern at the Lisbon and Porto Stock Exchanges in 2001. From 2001 to 2002 she worked as a Financial Settlement Technician at Interbolsa (Central de Valores Mobiliários) in Porto, Portugal. She also worked as a Public Debt Technician in the National Directorate of the Treasury of the Ministry of Planning and Finance of Mozambique.
She held the positions of Deputy National Budget Director of the Ministry of Finance of Mozambique from 2010 to 2012. Chairman of the Board of Directors of the Mozambique Stock Exchange, with executive powers for the management of the institution and development of the stock exchange, from 2012 to 2016 . Director of the Office of the Wife of the President of the Republic – Presidency of the Republic of Mozambique, in the context of supporting the activities of the First Lady, from 2016 to 2017. She also held the position of National Director of the Risk Management Office of the Ministry of Economy and Finance of Mozambique from 2018 to 2019.
Member
Graduated in Economics from the Faculty of Economics of Porto, and since October 2024 she has been the Coordinating Director of the Audit Department of Banco Comercial Português, S.A. (BCP).
She began her professional career at Banco Português do Atlântico, later integrated into BCP, where she held positions in several areas, with particular emphasis on credit risk and other financial risks. She coordinated teams that regularly monitored compliance with CRR/CRD rules for the use of the IRB (Internal Rating-Based) approach, the prudential and risk environment (Basel), RWA, the robustness of credit risk management and assessment systems and impairment calculation models (IFRS9), the adequacy of market risk, interest rate and liquidity risk management systems, stress testing, ICAAP and ILAAP, the risk management function, internal governance and risk culture. She was also responsible for the Subsidiaries Monitoring area, as well as the operational and IT risk area of the Audit Department.
