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Furniture Leasing

Flexibility

Flexibility in financing conditions, such as term, initial entry and residual value.

Attractive leases

Leasing transactions are not subject to Stamp Duty on interest and on the use of credit;

Tax benefits (IRPC and IRPS)

Interest charges included in leasing in accordance with current legislation and tax amortizations of assets in financial leasing.

Improving cash availability

Adapting the financing term to the maturity of the investment.

Possibility of assignment of the contractual position during the contract

Upon agreement of the lessor and subject to Schedule of Charges. In the case of vehicles, it allows a Third Party to be able to register the vehicle on their behalf at the end of the contract.

A process organisation fee and a contract change/reformulation fee, previously defined by the Bank, will be charged.

To subscribe for the Real Estate Leasing, visit any Millennium bim Branch.

An index interest rate, applicable as of the date of granting the corresponding facility will be charged, with an additional spread established at the Credit Risk level.  

Features
Entry
Entry
Under standard conditions of 10%.
Term
Term
Min: 18 months Max: 72 months.
Interest rate
Interest rate
Rate indexed to PRFS (Financial System Prime Rate).
Residual value
Residual value
Under standard conditions from 2% to 10%.
Type of rents
Type of rents
Payable in arrears, fixed, monthly.
Collateral
Collateral
Minimum guarantee, approval of the shareholders and spouses, and the final types of guarantees to be provided will be defined when analysing the credit risk, and therefore other types of guarantees may be requested.

The contracting of credit transactions advertised herein is subject to credit risk analysis and the possible constitution of guarantees that the Bank deems suitable.


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